'There is one quality which one must possess to win, and that is definiteness of purpose, the awareness of what one wants and a burning need to possess it. ' - Napoleon Hill ( writer of the classic book, 'Think and Grow Rich' ) 'Nothing occurs, no forward steps are taken till a goal is established. But first, it is important to remain in contact with the present. And therein lay the problems to our own private contentment. It is important for you to test what you see and believe. This insures that your perspective of the planet matches fact. We regularly take only the bad from the past, quickly breeze thru the present, and falsely make up the future. Here's a nice piece on the subject of loans. And eventually, what tastes are clear in your mouth? Take a couple of minutes and reconnect with the world as you experience it in the now.