Commercial business loans are typically offered on Freehold and long Leasehold properties with Bricks and Mortar valuations needed. Legal and valuation costs are payable by the customer. A bridging loan has numerous benefits some of which are noted below. Bridging loans can be arranged for any sum between £25000 to some million pounds and can be borrowed for periods from a week to up to half a year. Here's a excellent thread on the subject of mortgage. Due to the nature of bridging loans they can mostly be organized with little notice and inside a few days. While bridging loans are handy the IRs can be extraordinarily high. Bridging loans are generally available and can generally be organized by your current mortgage provider. Though bridging loans are useful you want to consider the problems too, like the high rates.